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Always use your actual wage for an accurate result.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""},{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Hourly vs. Salaried: A Practical Guide","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"heading","version":1,"tag":"h2"},{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"If you're trying to decide whether to accept a salaried position, move to hourly work, or compare compensation across job offers, here's what to weigh — beyond the raw numbers.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""},{"children":[{"detail":0,"format":1,"mode":"normal","style":"","text":"Hourly work typically means:","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""},{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Pay reflects hours actually worked — flexible, but no guaranteed minimum beyond hours clocked","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":1},{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Overtime (hours beyond 40/week) is often paid at 1.5× your base rate — a real earnings boost for those who want it","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":2},{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Schedule flexibility in many roles","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":3},{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Benefits vary widely; some hourly roles include full benefits, others offer none","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":4}],"direction":null,"format":"","indent":0,"type":"list","version":1,"listType":"bullet","start":1,"tag":"ul"},{"children":[{"detail":0,"format":1,"mode":"normal","style":"","text":"Salaried work typically means:","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""},{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"The same paycheck regardless of whether a given week runs 38 hours or 55","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":1},{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Overtime pay typically doesn't apply to salaried \"exempt\" positions","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":2},{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"More predictable income; usually stronger and more consistent benefits","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":3},{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Your hourly equivalent drops every week you work late","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":4}],"direction":null,"format":"","indent":0,"type":"list","version":1,"listType":"bullet","start":1,"tag":"ul"},{"children":[{"detail":0,"format":1,"mode":"normal","style":"","text":"Three questions to help you decide:","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""},{"children":[{"children":[{"detail":0,"format":1,"mode":"normal","style":"","text":"Do you regularly work more than 40 hours?","type":"text","version":1},{"detail":0,"format":0,"mode":"normal","style":"","text":" If yes, hourly with overtime pay can be meaningfully more lucrative — do the math on what your overtime adds up to annually.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":1},{"children":[{"detail":0,"format":1,"mode":"normal","style":"","text":"How important is income predictability to you?","type":"text","version":1},{"detail":0,"format":0,"mode":"normal","style":"","text":" If you have a mortgage, dependents, or fixed financial obligations, a salaried paycheck offers security that hourly income doesn't.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":2},{"children":[{"detail":0,"format":1,"mode":"normal","style":"","text":"What's the effective hourly rate of the salaried offer?","type":"text","version":1},{"detail":0,"format":0,"mode":"normal","style":"","text":" Divide the salary by 52, then by your expected weekly hours. A $70,000 salary at 50 hours a week is $26.92/hour — potentially less than a $30/hour hourly role at 40 hours.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"listitem","version":1,"value":3}],"direction":null,"format":"","indent":0,"type":"list","version":1,"listType":"number","start":1,"tag":"ol"},{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"To reverse-calculate any salary into an hourly rate: divide by 52, then divide by your weekly hours. A $65,000 salary at 40 hours a week = $65,000 ÷ 52 ÷ 40 = ","type":"text","version":1},{"detail":0,"format":1,"mode":"normal","style":"","text":"$$31.25/hour","type":"text","version":1},{"detail":0,"format":0,"mode":"normal","style":"","text":". 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35:["$","div",null,{"className":"bg-white rounded-lg shadow-sm p-8","children":[["$","h2",null,{"className":"typo-large mb-6 text-mist-950","children":"Frequently Asked Questions"}],["$","div",null,{"className":"space-y-6","children":[["$","div","0",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"What's the exact formula for converting hourly to annual salary?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Hourly wage × hours per week × 52. That's it. For $22/hour at 40 hours a week: $22 × 40 × 52 = $45,760. The ×2,000 mental math trick gives you $44,000 — close, but the calculator gives you the precise answer.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}],["$","div","1",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"How many working hours are in a year?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"2,080 for a full-time employee working 40 hours a week (40 × 52). This calculator uses 52 full weeks without subtracting holidays or vacation. If you only count weeks you actually work, your hours — and earnings — will be slightly lower.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}],["$","div","2",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"Why is my take-home pay so much less than what this shows?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"This calculator shows gross pay — your earnings before anything is taken out. Federal income tax, state income tax, Social Security (6.2%), and Medicare (1.45%) are all deducted from every paycheck. Depending on your tax bracket and deductions, most people keep roughly 70–80% of their gross pay. For a net pay estimate, use a dedicated paycheck calculator that accounts for your filing status and withholding.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}],["$","div","3",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"What if I work part-time or irregular hours?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Enter your average hours per week. If you work 25 hours most weeks, enter 25. If hours vary, average them over the last month or two. The calculator handles any value from 1 to 168 hours — so whether you're working a few hours a week or a demanding 60-hour schedule, you'll get an accurate result.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}],["$","div","4",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"What's the difference between biweekly and semi-monthly pay?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Biweekly = every two weeks, 26 paychecks per year. Semi-monthly = twice a month, 24 paychecks per year. The individual checks look slightly different (biweekly checks are a bit smaller, but you get two extra per year). Your annual total is the same either way — the timing is what changes.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}],"$L37","$L38","$L39","$L3a","$L3b"]}]]}]
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37:["$","div","5",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"Does overtime affect my results?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Not automatically. This calculator applies your hourly rate uniformly across all hours entered. If your hours over 40 are paid at time-and-a-half, your actual earnings will be higher. For overtime situations, calculate your base pay for 40 hours, then separately calculate the overtime hours at 1.5× your rate, and add them together.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}]
38:["$","div","6",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"How do I figure out whether a salary offer beats my current hourly rate?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Divide the salary offer by 2,080 (52 weeks × 40 hours). That gives you the equivalent hourly rate. A $55,000 offer ÷ 2,080 = $26.44/hour. If you're currently making $25/hour, the salaried offer is slightly better — but only if you're actually working 40 hours. If the salaried role regularly runs to 50 hours, the effective rate drops to $21.15/hour.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}]
39:["$","div","7",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"Why does daily pay assume a 5-day work week?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"The calculator divides weekly hours by 5 to estimate daily earnings. If you work a 4-day week at the same total hours, your daily figure would be higher — just take the weekly total and divide by 4 instead. The daily figure is most useful as a reference point, not a precise daily calculation.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}]
3a:["$","div","8",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"Does this calculator work for freelancers setting rates?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"Absolutely — in reverse. If you want to earn the equivalent of an $80,000 salary, you need to gross about $38.46/hour at 40 hours a week. But freelancers also cover their own taxes, health insurance, and retirement contributions, so your required rate should be higher than a direct salary-equivalent. A common rule of thumb is to add 25–30% on top of the equivalent employee rate to cover those additional costs.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}]
3b:["$","div","9",{"className":"pb-6 last:pb-0","children":[["$","h3",null,{"className":"text-lg font-medium text-mist-950 mb-3","children":"What do the per-minute and per-second earnings tell me?"}],["$","div",null,{"className":"prose max-w-none text-mist-600","children":["$","$L32",null,{"content":{"root":{"children":[{"children":[{"detail":0,"format":0,"mode":"normal","style":"","text":"These show how much you earn for each minute or second of your working time. Beyond being eye-catching, they're genuinely useful for evaluating small time commitments — whether to answer a quick email, take a 15-minute call, or delegate a short task. They help you internalize the real value of your time, which tends to improve how you spend it.","type":"text","version":1}],"direction":null,"format":"","indent":0,"type":"paragraph","version":1,"textFormat":0,"textStyle":""}],"direction":null,"format":"","indent":0,"type":"root","version":1}}}]}]]}]
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