Finance Calculators
Financial calculators for loans, investments, taxes, and retirement planning
34 calculators available
Personal & Consumer Loans
- Debt Service Calculator
Calculate your monthly debt payments, total interest costs, and full repayment amount. See how different rates and terms affect what you'll pay over the life of your loan.
- Loan Calculator
Calculate your monthly payments on any financed purchase. See exactly what you'll pay in interest and find the down payment that fits your budget.
Taxes & Deductions
- IRS Mileage Deduction Calculator
Calculate your IRS mileage deduction for 2025. Enter your business, medical, or charity miles to see your tax savings using current IRS standard rates.
Business & Pricing
- Customer Acquisition Cost Calculator
Calculate your customer acquisition cost instantly. Enter your marketing and sales expenses to find out exactly what you're spending to win each new customer.
- TRIR Calculator | Free Total Recordable Incident Rate Tool
Calculate your workplace Total Recordable Incident Rate instantly using the OSHA-standard formula. Compare against industry benchmarks and understand what your TRIR means for contractor qualifications and safety performance.
- Productivity Calculator
Calculate your workforce productivity instantly. Enter revenue, employees, and hours to get revenue per employee and revenue per working hour metrics.
- COGS Calculator
Calculate your cost of goods sold in seconds. Enter beginning inventory, purchases, and ending inventory to find your COGS and understand your true product costs for pricing and tax decisions.
- Days Sales Outstanding (DSO) Calculator
Calculate your Days Sales Outstanding (DSO) instantly to measure how quickly your business collects payment from customers. Enter your accounts receivable and sales figures to see your average collection time and compare against industry benchmarks.
- Markup Calculator
Calculate your selling price and profit instantly by entering your cost and desired markup percentage. Whether you're pricing retail inventory, restaurant menu items, or freelance services, this tool gives you accurate numbers for confident pricing decisions.
- Margin and Markup Calculator with VAT
Calculate profit margins, markup percentages, and VAT-inclusive pricing instantly. Understand the difference between margin and markup to price profitably and make informed business decisions.
Auto & Vehicle Loans
- Car Loan Calculator
Calculate your monthly car payment, total interest, and financing costs instantly. Compare loan terms, see how down payment and interest rates affect your payment, and understand what you'll actually pay before visiting the dealership.
- UTV Loan Calculator
Calculate your UTV monthly payment, total interest cost, and what you'll actually pay to finance your side-by-side. Factor in down payment, tax, interest rate, and loan term to see the real numbers before visiting the dealership.
- RV Loan Calculator
Calculate your monthly RV payment, total interest, and financing costs. Compare loan terms, see how down payments affect your payment, and understand RV financing options.
Credit Cards & Debt
- Credit Card Payoff Calculator
Calculate how long it will take to pay off your credit card debt and see how much you'll pay in interest. Enter your balance and APR to get your personalized payoff timeline.
- Balance Transfer Calculator
Calculate if a balance transfer is worth it. Compare your current credit card costs versus transferring to a promotional rate card. See potential savings, payoff timeline, and total costs with real numbers.
Marketing & Advertising
- Click Through Rate Calculator
Calculate your click through rate instantly and see how your ads compare to industry benchmarks. Enter impressions and clicks to get your CTR, plus platform-specific guidance for Google Ads, Facebook, email, and more.
- CPM Calculator - Calculate Impressions and Advertising Costs
Calculate CPM, impressions, and ad costs instantly. Compare platform rates, understand your results, and optimize your advertising budget with current benchmarks for Facebook, Google, LinkedIn, and more.
- ROAS Calculator
Calculate your return on ad spend (ROAS) and discover if your ads are actually profitable. Free calculator with break-even analysis, industry benchmarks, and profit margin guidance for Facebook, Google, and TikTok ads.
Investment Tools
- Monthly Dividend Calculator
Calculate how your dividend investments grow over time with reinvested dividends. See your projected portfolio value, total dividends earned, and the power of compound growth.
- IRR Calculator
Calculate the true annual return on any investment by accounting for when your money comes back—not just how much. Enter your cash flows to see if a project beats your hurdle rate instantly.
- Share Calculator
Calculate your true stock profit after commissions, see your ROI percentage, and find your break-even selling price—all in seconds.
- APY Calculator
Convert APR to APY and see exactly what your savings will earn. Compare bank offers fairly, understand how compounding frequency affects your returns, and make smarter decisions about high-yield savings accounts and CDs.
- Gordon Growth Model Calculator
Calculate the intrinsic value of dividend-paying stocks using the Gordon Growth Model. Enter expected dividends, your required return, and growth rate to determine if a stock is undervalued or overpriced.
- ETF Expense Ratio Calculator
Calculate how ETF expense ratios impact your long-term returns. Compare funds side-by-side and see exactly how much you're paying in fees over time with real examples showing the compound cost of investment fees.
- Coast FIRE Calculator
Calculate when you can stop contributing to retirement accounts and still reach your financial goals through compound interest alone. Discover your Coast FIRE number and plan your path to financial independence.
- CAGR Calculator
Calculate your investment's compound annual growth rate (CAGR) instantly. See how your returns compare to market benchmarks and understand your true growth rate for stocks, business revenue, or any investment over time.
Employment & Compensation
- Pay Raise Calculator
Calculate how a pay raise affects your hourly, weekly, monthly, and annual earnings. See the real dollar impact of percentage-based salary increases instantly.
- Salary to Hourly Calculator
Convert your annual, monthly, or weekly salary to an hourly rate instantly. Calculate both standard and vacation-adjusted rates to compare job offers, set freelance prices, and understand your true earning potential.
Real Estate
- Net Operating Income (NOI) Calculator
Calculate your rental property's net operating income instantly. Adjust for vacancy rates, break down operating expenses, and benchmark your results against real-world data.
- Prorated Rent Calculator
Calculate your prorated rent for any move-in or move-out date. Enter your monthly rent and dates to see exactly what you owe for a partial month.
- DSCR Calculator: Calculate Your Debt Service Coverage Ratio
Calculate your debt service coverage ratio instantly. See if your rental property income covers loan payments and what DSCR lenders actually require for investment property financing.
- LTV Calculator: Find Your Loan-to-Value Ratio
Calculate your loan-to-value ratio instantly. See how your down payment affects LTV, PMI requirements, and mortgage approval chances with this free LTV calculator.
- PMI Calculator: Estimate Your Private Mortgage Insurance Cost
Calculate your monthly private mortgage insurance cost instantly. See how your down payment and LTV ratio affect PMI, and learn when you can remove it from your mortgage.
- Cap Rate Calculator
Calculate capitalization rate for rental properties. Free cap rate calculator with NOI, operating expenses, and vacancy rate analysis for real estate investors.